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Learn How REALTORS® Core Health Insurance Can Work For You
What is the RCHI Program?
REALTORS® Core Health Insurance provides limited medical plans which are exclusively designed and priced specifically for NAR members... Read More

Getting Consumers Off the Fence
Brochures and letters are available to give to consumers who are wondering if now is a good time to buy. Among the material: "Save Now With the Homebuyers' Tax Credit," "Homebuyers' $8,000 Tax Credit Promotional Letter," and "It's a Great Time to Buy!" Downloads are free; you may also purchase brochures for a reduced cost.

Home Valuation Code of Conduct: Myths and Facts
New guidelines by Fannie Mae and Freddie Mac for the hiring of appraisers has generated uncertainty among practitioners. The requirements stem from an agreement that the two secondary mortgage market companies entered into with the New York attorney general last year to help curb inaccurate appraisals and stem the use of appraisals for fraud. NAR has developed a brochure to help clarify some of the common misunderstandings about the guidelines.

Introducing New REALTORS® Federal Credit Union
NAR's new REALTOR Benefits® Program partner, REALTORS® Federal Credit Union, is an independent and member-owned financial cooperative with services designed to meet the unique financial and cash-flow needs of REALTORS®. REALTORS® FCU, the first completely virtual credit union, offers a broad range of personal services including: free eChecking with access to thousands of surcharge-free CO-OP Network® and CU24® Network ATMs nationwide, federally-insured deposits, affordable loans and more.

NAR Introduces New Limited Medical Insurance Program
NAR’s REALTOR Benefits® Program is pleased to introduce a new offering, REALTORS® Core Health Insurance (RCHI). RCHI offers guaranteed-issue, affordable, Limited Medical health insurance plans exclusively designed and priced for NAR members under the age of 65. Simply put, RCHI provides coverage for your everyday healthcare needs and provides a safety net for those not covered by a comprehensive health insurance plan.

2009 Legislation - Changes to Rule F-7/CREC Forms
The CREC held an emergency rulemaking to implement changes to many contracts and forms. Click here for the final version of rule F-7, including a copy of all changed forms.

Right Tools Right Now - 2008 NAR Member Profile
Economic, demographic, education, tenure, agency releationship and compensation of REALTORS are broken down in this updated guide. Click on the link above to see the full profile.

NAR providing free tools to help you succeed
NAR is working to support you during this challenging time. Many brochures, reports, tools are being offered free or at cost. Take advantage of these valuable tools that will help you in your daily efforts - today! Click here for more information.

REALTORS® Carbon Monoxide Alarm Program
CO Alarms have been put in the spotlight and for good reason, they save lives. This deadly poisonous gas is naked to all of your senses. Colorado REALTORS® have sprung into action with a program where consumers and others can get high quality CO alarms from their REALTOR®. To place your order, visit www.logisticsupply.com and use Login:119008 and Password: 7099. To view a flyer about the products available, click here.

Involved with Buying or Selling Foreclosed Properties?
Lowe's, as part of NAR's REALTOR Benefits® Program, is offering a special 10% coupon for your next purchase at Lowe's on anything you or your contractor need to fix up a foreclosed property for a quick sale. For more information¸ visit...Lowes REALTOR benefit

Homeowner Afffordability and Stability Plan

On February 18, 2009, President Obama announced his Homeowner Affordabilityand Stability Plan, designed to help up to 7-9 million families avoid foreclosure by restructuring or refinancing their mortgages. In doing so, the plan not only helps responsible homeowners behind on their payments or at risk of defaulting, but prevents neighborhoods and communities from being pulled over the edge too, as defaults and foreclosures contribute to falling home values, failing local businesses, and lost jobs.

The key components of the plan are:�

1. Government Sponsored Enterprises (GSEs) Refinancing for Up to 4 to 5 Million Responsible Homeowners with GSE loans to Make Their Mortgages More Affordable

2. A $75 Billion Homeowner Stability Initiative to Reach Up to 3 to 4 Million At-Risk Homeowners

3. Supporting Low Mortgage Rates By Strengthening Confidence in Fannie Mae and Freddie Mac

Download NAR's Summary on the Homeowner Affordability and Stability Plan> (PDF: 100K)
Chart: The New Housing Plan> (The New York Times, Feb. 18, 2009)

Visit the U.S. Treasury Department links below for more detailed information:

Executive Summary> (PDF: 47K)
Fact Sheet> (PDF: 65K)
Questions and Answers for Borrowers> (PDF: 55K)
3 Housing Examples> (PDF: 37K)

NAR offers FHA Toolkit
NAR offers "Come Home to FHA - How FHA helps REALTORS sell more homes" a professionally designed interactive publication that will help inform REALTORS of recent enhancements to FHA programs and to help clients understand the benefits of FHA-insured mortgages. The publication is available free as a low resolution PDFs to members at http://www.realtor.org/government_affairs/fha_toolkit. The toolkit is also available by purchase at the REALTOR.org online store for $19.99.

Learn the Basics About Short Sales
When a property is worth less than the remaining balance on the owner's mortgage, a short sale may help turn the situation around. Learn more about short sales and how to use them to everyone's advantage.
Continue reading

Education Requirements Change

Pursuant to the recent legislative changes in House Bill 08-1212 including Colorado Revised Statutes 12-61-110.5, effective April 17, 2008, licensees are now required to complete 12 hours of the mandatory 4-Hour Annual Commission Update Course prior to applying to renew an active license, activate an inactive license or reinstate an expired license to active status. Licensees must complete 12 hours of the 4-Hour Annual Commission Update Course during the three-year renewal cycle under the following circumstances:

1) A real estate broker’s license expires on April 17, 2008. The licensee must complete 12 hours of the update course by their anniversary date April 17, 2011.

2) When a real estate broker’s license expires after April 17, 2008, the licensee must complete 12 hours of the 4 hour mandatory update course during the licensee’s new three-year renewal cycle.

The remaining licensees who, as of April 17, 2008, are in a partial three year renewal cycle must complete only 8 hours of the 4-Hour Annual Commission Update Course prior to applying to renew an active license, activate an inactive license or reinstate an expired license to active status. However, once the license is renewed, the licensee must complete 12 hours of the update course during the new three-year renewal cycle. Please note: The 4-Hour Annual Commission Update Course is not the Mandatory Ethics Course that is often offered by the local Board of Realtor Associations. The Mandatory Ethics Course receives elective credits, not credit toward the 4-Hour Annual Commission Update Course.

Listen to Dr. Cindy Stevenson, Superintendent of the Jeffco Public Schools
Click here to contact area superintendents

Short Sale Addenda

Source of Water Addenda - Mandatory Jan. 2008

Water Information - http://www.water.state.co.us/

Need education credits? Check our class listings on the right side of this page or click here to view our on-line offerings. Looking for the required Commission Update? Click here

New Report from NAR:
Learn the Fundamentals of Home Prices in the Denver Market

Lakewood Transit Station Area Plans - View station area plans . .

Need Tech Help? We have the member benefit for you
Before getting frustrated with your technology problems, call the CAR Tech Helpline. The Helpline is open between 9am-5pm Monday-Friday. Staffed by experts in the field of technolgy who understand the real estate business, they can help with problems from your PDA to your printer software. Call them toll free at 1-866-432-3027. Free to CAR/JCAR members. Be prepared to supply your NRDS number.

Foreclosure Hotline:	MongoFAX

Now Available & NEW online - Affiliated Business Arrangements (AFBA) disclosure form - https://www.dora.state.co.us/pls/real/AFB_Web.Logon?p_div=REC

Looking for
MLS Statistics?
You'll find a statistical summary of each month and a comparative chart for numerous areas in Jefferson County.
Check it out!

MLS Classes at JCAR
Did you know that you can take Metrolist MLS classes at JCAR?
No registration is necessary.
Classes are presentation style.

Marketing Meetings
Click here for dates and locations.

Looking for an
on-line class?
Look no further! JCAR has a new variety of on-line classes.Click here to view your options.

Click here to retrieve your NRDS number

Upcoming Education Classes

Register On-line Registration Form to fax